PRE-EMPLOYMENT CREDIT REPORTS

Pre-employment credit reports can be obtained for employment screening purposes. Some clients utilize pre-employment credit reports because the position may entail a high level of trust such as a financial position. Our reports provide a simple summary as well as the complete credit details of the applicant to aid you in making your decision.

The pre-employment credit report summarizes information obtained from a national credit repository, and includes an applicant's:

• Current outstanding balances
• Past behavior in obtaining and utilizing credit
• Payment history
• Public record information regarding pending or past litigation
• Public record information that relates to bankruptcy and/or collections

Given the prevalence of information omission and falsification, employer discretion is based on good research which Trusted Employees' credit reporting services can provide.